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黑仔君。 · 2023年01月22日

c选项

* 问题详情,请 查看题干

NO.PZ202206210100000506

问题如下:

The behavioral bias that Lennon’s past investment experience illustrates is best described as:

选项:

A.

self-control bias.

B.

mental accounting bias.

C.

loss-aversion bias.

解释:

C is correct. The behavioral bias illustrated in Lennon’s past investment experience was loss-aversion bias: Losses are perceived as more painful than the satisfaction of equivalent gains, and assets that have incurred losses but have little chance of recovery are retained because the pain of recognizing the loss is too great. Given the risk of having to give back gains already realized, winning investments are often sold early, resulting in self-imposed limited upside potential.

A is incorrect. Self-control bias is a bias in which people fail to act in pursuit of their long-term, overarching goals because of lack of discipline. Lennon does not appear to exhibit this bias because she has taken steps to deal with her specific goals, including saving for her own future and that of her children.

B is incorrect. The mental accounting bias involves setting up separate accounts or buckets for wealth, each with its own risk tolerance and expected return depending on the purpose the investor associates with it. Although one of Fox’s comments refers to taking higher risk to achieve one of the goals, this is not being referred to in Exhibit 1, which deals with retaining losers and selling winners.

很想问下c是对应的什么知识点,基础班讲义有么,这种题做的好崩溃😂课后题做的挺嗨的,老的mock题基本一个也做不对了。

1 个答案

lynn_品职助教 · 2023年01月24日

嗨,从没放弃的小努力你好:


过早地卖出小幅收益的头寸,过久地持有损失头寸,属于loss-aversion bias。


In the past, Jane has had a tendency to sell winning investments to avoid the risk of giving back gains. She also has had a tendency to retain losing investments even when there is little chance of them recovering in value.


句话的意思是Jane倾向于落袋为安,避免收益回吐。 the risk of giving back gains是说价格下跌、纸上的浮盈没有卖出又跌回去的风险。


这种题做的好崩溃😂课后题做的挺嗨的,老的mock题基本一个也做不对了


很正常哈,我考三级的时候也是这种感觉,最后还是一次性过了。首先课后题做得好说明你基础掌握得扎实,这种扎实很重要,但你也要有灵活运用到能力,考试是检验的一种方法,但我们不可能奢侈到用考试来检验自己,当然是奔着一次过的目标去的。做mock呢,就是一个很好地锻炼灵活应变能力的途径了,不要怕错,遇到套路就记下来,对后面考试有好处的。考题没有这么奇葩,很直来直去。

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

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