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jerrywongcn · 2023年01月14日

Independent Individualist

* 问题详情,请 查看题干

NO.PZ201511190100001003

问题如下:

Determine the BIT (PP, FF, II, AA) most likely to be assigned to Mikaele.(circle one)

Passive Preserver

Friendly Follower

Independent Individualist

Active Accumulator

Justify your response.

选项:

解释:

Active Accumulator

Mikaele is most likely to be classified as an Active Accumulator (AA).

●Mikaele is actively involved in the investment decision-making process.

●Mikaele exhibits a high risk tolerance as evidenced by her founding of a successful fast-growing business.

●Mikaele has a high net worth resulting from the success of her business, a characteristic of the AA.

●Mikaele’s account exhibits a high turnover rate relative to other clients.

Mikaele is most likely to be classified as an Active Accumulator (AA). She is heavily involved in the investment management process. Mikaele exhibits a high-risk tolerance, evidenced by her founding a successful fast-growing business, and has accumulated significant wealth. Additionally, Mikaele’s account has a relatively high turnover rate. These are all characteristics of an AA.

想问问理性听从建议不能定义为Independent Individualist吗?

1 个答案
已采纳答案

王琛_品职助教 · 2023年01月16日

嗨,努力学习的PZer你好:


1

如果是理性听从建议,是 II 的特点

但是这道题中,并没有关键词反应出 Mikaele 理性听从建议

2

整个题干背景,共有两段,其实第一段,已经可以分析出 Mikaele 是 AA 了

具体分析,也请参考:https://class.pzacademy.com/qa/84121

3

我理解同学纠结的是第二段,其实我个人认为,出题人编写第二段的用意,其实是想反应 AA 的另外两个特点

特点一:AA 决策快速,可能会追逐朋友或同事建议的高风险投资。如果成功的话,他们会享受到做了一笔好投资的兴奋感

"AAs are quick decision makers but may chase higher risk investments that their friends or associates are suggesting. If successful, they enjoy the excitement of making a good investment."

特点二:他们倾向于情绪化,表现出过度自信,这往往表现为乐观主义。他们相信他们的投资会有好的结果,即使这种乐观的态度是不理性的。

"They tend to be emotional and display overconfidence, which often manifests itself as optimism. They are convinced that their investments will do well, even if that optimistic attitude is irrational."

这两个特点,对应题干的表述:Mikaele 对潜在回报充满热情 "Mikaele was enthusiastic about the potential returns"

我认为出题人用这种表述,是想反应上述 AA 的两个特点哈,尤其是用词 enthusiastic,更偏向 emotional 而不是 cognitive

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