例如 这道题 描述above 还是below avearge
我们在解答的时候可以抄原文吗？还是要转述?
（参考答案中写的有点复杂）
如果这样回答，会不会扣分呢？
his ability to bear risk is low，
因为he is short tenure with his emplolyer and his present vested pension is moderate. He has three children to feed up .
He consider himself will struggle for financially meet household expenses, without his wife’s earnings
his willingness to bear risk is low
因为he is uneasy about managing large sum of money, he is not familiar with finances
he is cautiously and prudently as he don’t want to put the childrens welfare at risk
his ability and willingness take precedence in determing his overall risk tolerance
