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怡嘉-1+ · 2022年11月03日

longevity insurance 是啥

NO.PZ2018091705000077

问题如下:

Marion’s mother, Cornell, is in good health at age 76, and women in her family have generally lived to very old ages. Cornell has a pension but does not have much in assets. Therefore, Marion is concerned that potential need for home care might exceed Cornel’s pension during her final years. Which of following type of insurance is most likely to address Marion’s concern?

选项:

A.

disability insurance.

B.

longevity insurance.

C.

long-term care insurance.

解释:

C is correct.

考点Health/Medical Insurance

解析 长期护理保险为家庭护理辅助生活设施和/或疗养院费用而设计的比较适合Marion的母亲尤其是因为她家里有长寿的基因而养老金有不足虽然这个保险在Marion的母亲这个年龄会比较贵但这将会缓解家庭护理的潜在需求为了避免提供家庭护理的财务和心理压力长期护理保险是最合适的保险选择

longevity insurance 是啥

1 个答案

王暄_品职助教 · 2022年11月04日

longevity insuranceshi是帮助我们规避【人还在,钱没了】的保险,典型的例子就是ALDA

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NO.PZ2018091705000077 问题如下 Marion’s mother, Cornell, is in goohealth age 76, anwomen in her family have generally liveto very olages. Cornell ha pension but es not have muin assets. Therefore, Marion is concernethpotentineefor home care might exceeCornel’s pension ring her finyears. Whiof following type of insuranis most likely to aress Marion’s concern? sability insurance. longevity insurance. long-term care insurance. C is correct. 考点:Health/MecInsurance 解析&#xFF1长期护理保险为家庭护理、辅助生活设施和/或疗养院费用而设计的,比较适合Marion的母亲,尤其是因为她家里有长寿的基因而养老金有不足。虽然这个保险在Marion的母亲这个年龄会比较贵,但这将会缓解家庭护理的潜在需求,为了避免提供家庭护理的财务和心理压力,长期护理保险是最合适的保险选择。 longevity insuran是什么?为什么不选?

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