NO.PZ2018062016000017
问题如下:
Bella set a new account for her worldwide-traveling plan. She plans to fund about $100,000 in five years and deposit cash in this account every month. Assume the stated annual rate is 3% and compounded monthly, the amount that Bella has to put into the account each month is:
选项:
A.
$1,547
B.
$1,570
C.
$1,670
解释:
A is correct. Input the following data in the calculator at END mode: N=5*12=60, I/Y=3/12, FV=100,000, PV=0, then PMT=-1,547. Therefore, the monthly deposit for Bella is $1547.
题干中是stated,就是名义对吧,名义年利率,为啥不用算EAR再除以12呢?题干表述的是不是不严谨。如果用3%/12直接算,那3%就不能被称作是名义了吧?