NO.PZ2018091705000110
问题如下：
McZhao continues the discussion with Cree in order to evaluate his degree of risk tolerance associated with each of the following individual goals:
Retirement: Cree considers retirement a long- term goal and is willing to endure a 10% drop in expected retirement spending. However, he is very concerned with having sufficient funds to cover medical expenses.
Investment property: Cree sees the investment property as a source of stable income, so it is very important to him to purchase the building. He realizes that maintenance and repair expenses will be necessary, and he also considers those very important.
Philanthropy: Cree’s wife strongly influences him to fund her philanthropic causes, and he wants to maintain some level of annual contribution. Cree believes that his wife would be willing to maintain her $10,000 per year contributions and not increase that amount.
Antique furniture: Cree is willing to reduce or eliminate his spending on antique furniture.
Determine Cree’s degree of risk tolerance associated with each of the following individual goals. Justify each response.
解释：
第一个关于退休的怎么理解？支出减少可以提高风险承受能力，但是这个对医疗支出的担忧和医疗支出的重要性应该上降低风险承受能力了吗？两者加一起不知道怎么判断了
