开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

Xavier · 2022年08月25日

fv为什么是0

  1. CFA I
  2. Quantitative

NO.PZ2018062016000013

问题如下：

You plan to set a saving account for 7 years which annual discount rate is 4% and compounded annually. Each year $500 cash is transferred into this account. What is the difference of account present value between transferring the cash at the beginning and at the end of each year?

选项：

A.

$500.00

B.

$120.04

C.

$115.42

解释：

B is correct. If the cash is transferred at the beginning, set the calculator in the BGN mode and input data: N=7, I/Y=4, PMT=500, FV=0, then PV=-3121.07. If the cash is transferred at the end, set the calculator in the END mode and input data: N=7, I/Y=4, PMT=500, FV=0, then PV=-3001.03. Therefore, the difference between the two methods is 3121.07-3001.03=$120.04.

老师你好，这个为什么fv是0

添加评论
1 个答案

星星_品职助教 · 2022年08月25日

同学你好，

本题只有7笔年金的现金流（PMT）。起点和终点都没有单独的现金流。

所以，如果本题要计算的是PV，FV就需要设置为0；如果要计算的是FV，则PV需要设置为0.

根据题干，“What is the difference of account present value...”可知本题要计算的是PV，故将FV设置为0.

  • 1

    回答

  • 1

    关注

  • 351

    浏览
相关问题

NO.PZ2018062016000013 问题如下 You plto set a saving account for 7 years whiannuscount rate is 4% ancompounannually. Eaye$500 cash is transferreinto this account. Whis the fferenof account present value between transferring the cash the beginning anthe enof eayear? A.$500.00 B.$120.04 C.$115.42 B is correct. If the cash is transferrethe beginning, set the calculator in the BGN mo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3121.07. If the cash is transferrethe en set the calculator in the ENmo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3001.03. Therefore, the fferenbetween the two metho is 3121.07-3001.03=$120.04. 这个题目出的，每年存500，FV为什么是0？

2023-03-01 21:43 2 · 回答

NO.PZ2018062016000013问题如下You plto set a saving account for 7 years whiannuscount rate is 4% ancompounannually. Eaye$500 cash is transferreinto this account. Whis the fferenof account present value between transferring the cash the beginning anthe enof eayear?A.$500.00B.$120.04C.$115.42B is correct. If the cash is transferrethe beginning, set the calculator in the BGN mo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3121.07. If the cash is transferrethe en set the calculator in the ENmo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3001.03. Therefore, the fferenbetween the two metho is 3121.07-3001.03=$120.04.老师，我在这里的理解是PV=0 求future value 求老师纠正

2022-08-18 11:56 1 · 回答

NO.PZ2018062016000013问题如下You plto set a saving account for 7 years whiannuscount rate is 4% ancompounannually. Eaye$500 cash is transferreinto this account. Whis the fferenof account present value between transferring the cash the beginning anthe enof eayear?A.$500.00B.$120.04C.$115.42B is correct. If the cash is transferrethe beginning, set the calculator in the BGN mo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3121.07. If the cash is transferrethe en set the calculator in the ENmo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3001.03. Therefore, the fferenbetween the two metho is 3121.07-3001.03=$120.04.做一个a aving ac不是应该PV为0吗，为什么设FV为0？

2022-07-18 14:59 2 · 回答

NO.PZ2018062016000013 问题如下 You plto set a saving account for 7 years whiannuscount rate is 4% ancompounannually. Eaye$500 cash is transferreinto this account. Whis the fferenof account present value between transferring the cash the beginning anthe enof eayear? A.$500.00 B.$120.04 C.$115.42 B is correct. If the cash is transferrethe beginning, set the calculator in the BGN mo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3121.07. If the cash is transferrethe en set the calculator in the ENmo aninput tN=7, I/Y=4, PMT=500, FV=0, then PV=-3001.03. Therefore, the fferenbetween the two metho is 3121.07-3001.03=$120.04. 题干当中说存7年钱，算先付和后付的PV的差值，那后付就是第一年年初PV没钱呀，那PV应该是0吧，先付的时候就是在第一年年初付，那PV就是500呀，那差值应该是500呀。老师我这么想的话是哪里不对吗，为什么不能这么算呢？

2022-05-03 17:26 1 · 回答