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Ethan · 2022年07月26日

请问为什么不选B

  1. CFA III
  2. Ethics

* 问题详情，请 查看题干

NO.PZ201604030300004401

问题如下：

1. When recommending Vanderon convert to a PlusAccount, does Klein violate any CFA Institute Standards of Professional Conduct?

选项：

A.

No.

B.

Yes, because he does not have a reasonable basis.

C.

Yes, because the account is unsuitable for Vanderon.

解释：

A is correct.

Klein does not violate the CFA Standards of Professional Conduct when recommending a PlusAccount to Vanderon. His actions comply with Standard III(A) — Loyalty, Prudence, and Care; Standard III(C) —Suitability; and Standard V(A) — Diligence and Reasonable Basis. As required, Klein discloses the fee structure associated with the PlusAccount. Based on the fee structure and Vanderon’s trading activity, the PlusAccount appears to be a suitable investment vehicle. By converting to PlusAccount status, Vanderon will incur an annual fee of $1,000 and eliminate approximately $1,800 in annual brokerage commissions. The potential savings of approximately $800 provides a reasonable basis for recommending PlusAccount status.

答案说不违反，因为确实可以省钱。1800应该是算不出来的，所以不能说可以省钱。然后只提了plus的各种费用，没有提他的return和risk表现如何符合客户的需求。应该是没有reasonable basis啊

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王暄_品职助教 · 2022年07月27日

第一V同学的资产>50,000，第二文中给出条件说使用了PlusAccount之后，费用可以只有之前的75%，所以是适合V同学，所以选A。

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