这道题抵押品就是贷款的房子吧？他说用把房子卖了获得的315000去弥补这部分，那这315000不就是可以追索的部分吗

问题如下：

Fran Martin obtains a non-recourse mortgage loan for $500,000. One year later, when the outstanding balance of the mortgage is $490,000, Martin cannot make his mortgage payments and defaults on the loan. The lender forecloses on the loan and sells the house for $315,000. What amount is the lender entitled to claim from Martin?

选项：

$0.

$175,000.

$185,000.

解释：

A is correct.

Because the loan has a non-recourse feature, the lender can only look to the underlying property to recover the outstanding mortgage balance and has no further claim against the borrower. The lender is simply entitled to foreclose on the home and sell it.

考点：recourse & non-recourse loan

解析：这道题问的是对Martin可以追索多少，因为是non-recourse loan，除了抵押品之外，不可以再向Martin进行追索，所以是0，故选项A正确。