NO.PZ2020042003000091
问题如下：
Net interest margin of a financial-service
provider is influenced by multiple factors, which of the following statements
is NOT correct?
选项：
A. the spread between borrowing
costs and interest revenues is constant, thus the net interest margin is
influenced by the volume of assets and liabilities.
Net interest margin is
influenced by changes in the volume of interest-bearing assets a financial
institution holds
Net interest margin is
influenced by changes in interest-bearing liabilities that are used to fund
earning assets.
Net
interest margin is influenced by changes in the mix of assets and liabilities
that management draws upon.
解释：
考点：对Risk Management for Changing Interest
Rates: ALM and Duration Techniques- Protect The Net Interest Margin的理解
答案：A
解析：
选项A错误，Spread不能保持恒定，A选项说的Constant错误。
同学你好，
这题感觉是英语阅读理解的问题，😅
选项A如果修改成if the spread between borrowing costs and interest revenues is constant, the net interest margin is influenced by the volume of assets and liabilities. 就对了
现在选项A感觉就是任意情况下spread between borrowing costs and interest revenues都是恒定了，所以就不对。
哈喽~ 上面是助教姐姐回答的问题~
我看到了顺便问一下哈~
这个the net interest margin is influenced by the volume of assets and liabilities. 是不是不应该是influenced by the volume of assets and liabilities，而是ISA和ISL呀0.o~
提前假期快乐hhh
