NO.PZ201511190100000307
问题如下:
Which of Tang’s findings is not a typical consequence of self-control bias?
选项:
A. Failure to explore other portfolio opportunities.
B. Asset allocation imbalance problems in the portfolio.
C. A higher risk profile in the portfolio due to pursuit of higher returns.
解释:
A is correct.
Failing to explore other opportunities is a demonstration of status quo bias, not self-control. Self-control bias occurs when individuals deviate from their long-term goals, in this case, the investment policy statement, due to a lack of self-discipline. Jordan is not adhering to the strategy which has been successful in the past. The consequences of self-control bias include accepting too much risk in the portfolio (C) and asset allocation imbalance problems (B) as Jordan attempts to generate higher returns.
之前学self-control bias的时候,没有关注asset allocation imbalance的问题。这个点要如何理解,和本偏差的内在逻辑关联如何拆解?