问题如下：
Which of the following statements about the
interest rates offered on different types of deposits is NOT correct?
选项：
A. In general, the longer the
maturity of a deposit, the greater the yield because of the time value of money
and the frequent upward slope of the yield curve.
banks in New York and London,
due to their greater size and strength, typically offer deposits higher
interest rates.
Transaction deposits are
among the least expensive of funds and often include a substantial percentage
of core deposits.
Depository
institutions that choose to compete for deposits aggressively will post higher
offer rates to bid deposits away from their competitors.
解释：
考点：对Types of Deposits Offered by Depository
Institutions的理解
答案：B
解析：
选项B错误。由于规模优势，以及较低的风险，banks in New York and London通常给Deposit的利率为最低利率。B选项改正后的正确表述为：
Banks in New York and London, due to their greater size and strength, typically can offer deposits at the lowest average interest rates, while deposit rates posted by other institutions
are generally scaled upward from that
level.
C选项应该是non-transaction的账户吧，transaction账户不是最具有波动性，最不可预料的现金吗？为什么组成了大部分的核心资本呢？
