问题如下：
Howis the minimum capital requirement (MCR) best described in Solvency II?
选项：
A. Target capital, to handle unexpectedlosses.
B. Two-level regulatory capital requirement.
C. Designed to ensure a low one-year defaultprobability
D. 解释： D is correct. 考点：Solvency II Framework 解析：Pillar 1 of Solvency II specifiesa minimum capital requirement (MCR)anda solvency capital requirement (SCR). The MCR will typically be between 25%and 45% of the SCR. 这个D没法选，选择不上Final threshold, between 25-45% of thesolvency capital requirement (SCR).
