问题如下图：
选项：
A. 
B. 
C. 
D. 
？？？为什么不是b 解释：
Capitis useto protethe bank from whiof the following risks? Risks with extreme financiimpaHigh-frequency, low-loss events Low-frequenrisks with significant financiimpa High-frequenuncorrelateevents C is correct. Capitis supposeto absorb risks thhave significant financiimpaon the firm. Risks with extreme financiimpact, susystemic risk, cannot absorbecapitalone, so answer is wrong. Low-loss events are unimportant, so is wrong. Uncorrelateevents tento versify, so is wrong. 为什么不是a呢
High-frequency, low-loss events Low-frequenrisks with significant financiimpa High-frequenuncorrelateevents C is correct. Capitis supposeto absorb risks thhave significant financiimpaon the firm. Risks with extreme financiimpact, susystemic risk, cannot absorbecapitalone, so answer is wrong. Low-loss events are unimportant, so is wrong. Uncorrelateevents tento versify, so is wrong. 请问为什么不是cover HFLS的loss呢？我理解capital是cover unexpecteloss，而basel要求capital要cover VaR（不减EL），那它cover的这部分小于等于VaR的不就是非极端的损失吗？而超过VaR的极端损失（LFHS）不是用insurance之类的来cover吗？
