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An asset-liability committee (ALCO)member has been asked to providealternative strategies to adjust the bank'sbalance sheet and improve profitability.The bank has a positive interest sensitivegap over the one-day, one-week, one-month, one-quarter, and one-yearhorizons. To partially insulate the bankfrom the effects of interest rate changeson profitability, the ALCO would like tomove the interest sensitive gap towardzero. The ALCO as a whole willdetermine which of the suggestions arethe best and most feasible to enactWhich of the following strategies woulbe most effective in shifting a positiveinterest sensitive gap toward a zerointerest sensitive gap?
A.Securitizing and selling longterm, fixed-rate mortgage loansand making new, six-monthadjustable-rate mortgage loans
B.Shifting from a laddered portfolioof short-, medium-, and longterm bonds to a portfolio of oneyear or shorter-durationsecurities
C.Shifting some overnight moneymarket funding, such asrepurchase agreements, to bankfunding from two- and three-yearcertificates of deposit
D.Borrowing longer-term fundsfrom the Federal Home LoanBank (FHLB) to replace moneymarket deposit accounts that have rates that adjust when theFederal Reserve adjusts the Fedfunds target rate.
老师，我abd选项不太懂，基本思路懂，但是不知道另外三个选项会造成什么影响，能不能麻烦解答一下
