怎么判断？

问题如下：

Cassandra Yang, age 59, is a manager at alarge US manufacturing firm. Yang is single, owns a home, is debt free, andsaves 20% of her pre-tax income in a company retirement plan and 15% of herafter-tax income in a short-term money market account. Her accounts are self-directed; Yang makesall related decisions independently.

While Yang hates to suffer investmentlosses, she now seeks higher returns on 80% of the funds in her money marketaccount. To help achieve her goal of retiring within three years, she isconsidering the actively managed investment funds listed in Exhibit 1.

Yang is also considering Aspen Investments(Aspen) for a portion of her money market funds. Aspen’s investment philosophystates: “We pursue a passive investment strategy, which seeks to identify andexploit structural inefficiencies through identifying mispricing created byloss aversion. Our strategy and philosophy have evolved over time in responseto fund and market performance.”

Select the best fund for Yang, using only the information provided.Justify your selection.

解释：