Ethan · 2022年06月22日
* 问题详情，请 查看题干
NO.PZ201805280100000301
问题如下：
Identify the behavioral biases Young is most likely exhibiting. (Circle the correct answers.) Justify each response.
选项：
解释：
Of the six potential behavioral biases, Young is most likely exhibiting three as explained below.
课上老师也讲到mental了，这道题我也知道体现了mental。就是想在这问一下，为什么mental分goals做配置，反而也属于bias？
lynn_品职助教 · 2022年06月23日
嗨，爱思考的PZer你好：
20220623-2
为什么mental分goals做配置，反而也属于bias？
是这样的，mental accounting本身是行为金融学提出的概念，从行为金融的角度来看人们根据钱被分配到哪个心理账户，而区别对待一笔钱和另一笔钱，投资被分配到离散的层次，而不考虑这些投资之间的相关性。是因为有认知偏差，据此做的投资决策
你看，goal-based和mental或许看上去结果是一样的，但是出发点不同，mental是非理性的，这笔钱是中彩票来的，所以我就专门拿它去做高风险投资，这与goal-based中，我要在退休后保证生活水平，因此这笔钱需要投资一些收益率高的资产，结果虽然相同，但完全是不同的两回事儿。因此，mental仍然是属于bias。
----------------------------------------------虽然现在很辛苦，但努力过的感觉真的很好，加油！
NO.PZ201805280100000301 问题如下 Intify the behaviorbiases Young is most likely exhibiting. (Circle the correanswers.) Justify earesponse. Of the six potentibehaviorbiases, Young is most likely exhibiting three explainebelow. 感觉如果真的要写的话,每一个都有合适的理由,但题干问的感觉是选一个最有可能的全部都写原因的话,感觉根本写不完
NO.PZ201805280100000301问题如下 Intify the behaviorbiases Young is most likely exhibiting. (Circle the correanswers.) Justify earesponse. Of the six potentibehaviorbiases, Young is most likely exhibiting three explainebelow. 24 年还会考这个知识点吗？
NO.PZ201805280100000301 问题如下 Intify the behaviorbiases Young is most likely exhibiting. (Circle the correanswers.) Justify earesponse. Of the six potentibehaviorbiases, Young is most likely exhibiting three explainebelow. Loss aversionEmma places a high priority on retirement security anwants to avoilosing money in any of her three accounts. She hates loss more ththe same value of return.Illusion of control: She wants to avoilosing money in any of her three accounts. The market is accompaniewith volatility anone cannot avoiany loss if she invests in risky assets.Mentaccounting: She hthree accounts to meet fferent goals: a money market account.T account.after-taccount for her ughters’ ecation、unexpectenee, anher home.Representativeness bias: Framing bias: Availability bias: She aften reminthshe is orpheight who experiencechiloofinanciharhips, therefore her choiare baseon this experience.麻烦老师批改下。。谢谢。
NO.PZ201805280100000301 问题如下 Intify the behaviorbiases Young is most likely exhibiting. (Circle the correanswers.) Justify earesponse. Of the six potentibehaviorbiases, Young is most likely exhibiting three explainebelow. 请问这个怎么分辨是loss aversion还是available bi呢，感觉产生阴影划分在loss aversion也没问题
