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Luckyman · 2022年06月14日

请问对于古董的容忍度高怎么理解?

NO.PZ2018091705000110

问题如下:

McZhao continues the discussion with Cree in order to evaluate his degree of risk tolerance associated with each of the following individual goals:


Retirement: Cree considers retirement a long- term goal and is willing to endure a 10% drop in expected retirement spending. However, he is very concerned with having sufficient funds to cover medical expenses.

Investment property: Cree sees the investment property as a source of stable income, so it is very important to him to purchase the building. He realizes that maintenance and repair expenses will be necessary, and he also considers those very important.

Philanthropy: Cree’s wife strongly influences him to fund her philanthropic causes, and he wants to maintain some level of annual contribution. Cree believes that his wife would be willing to maintain her $10,000 per year contributions and not increase that amount.

Antique furniture: Cree is willing to reduce or eliminate his spending on antique furniture.

Determine Cree’s degree of risk tolerance associated with each of the following individual goals. Justify each response.



解释:



个人看法是古董不是必需品并且流动性差,价格波动大,题中客户要求全部减掉,不是风险容忍度低吗?请老师帮忙解答,谢谢。

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王暄_品职助教 · 2022年06月15日

关于古董目标:客户是可以达不成的

所以,这个投资目标的风险容忍度高,也就是不必须要达到这个目标,所以可以投资的激进一些。

Luckyman · 2022年06月20日

明白了 是对目标本身的容忍度

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