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王秋宇 · 2022年04月29日

可不可这样做

NO.PZ2018062016000006

问题如下:

Lucy believes that after retirement she will need about $2 million totally for her daily expenses. At present, she has $1million investment at a stated annual interest rate of 2.5%. Assuming compounded daily, how long does it take for Lucy to have enough money for retirement life?

选项:

A.

27.73 years

B.

28.07 years

C.

26.48 years

解释:

A is correct.

EAR=(1+0.025/365)365-1=0.02531

$1million*(1+0.02531)N =$2million, N=27.73 years.

100*(1+2.5%/360)的n次方=200,算出来答案不一样呢

1 个答案

星星_品职助教 · 2022年04月29日

同学你好,

1)列式上的问题为:“compounded daily”不能除以360,而是要除以365;

2)实际中的问题为这样解出N非常麻烦,所以并不这么去做,货币时间价值中求N的问题统一使用计算器第三排五个键去CPT N来解。

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