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JR · 2021年04月21日

D

NO.PZ2019052001000070

问题如下:

The financial tsunami of 2007-2009 swept the world. One of its roots is that the bubble in American real estate has finally shattered. In the RMBS valuation and risk models, there are two key assumptions about the real estate market that led to the bursting of the bubble. What are the two key assumptions?

选项:

A.

The future housing prices will likely fall; no matter how big the real estate problems, the government will always provide help to the market.

B.

Future housing prices will never fall; the correlation between housing prices in different regions is high.

C.

House prices will continue to rise in the future and the correlation between housing prices in different regions is very low.

D.

House prices will soar. Even if something goes wrong, the bank can get through the difficulties through mature financial markets.

解释:

C is correct.

考点:次贷危机中房地产市场的两个假设

解析:在次贷危机中,房地产市场的两个假设是:1、房价会一直涨上去。2、不同地区之间,房地产市场的相关性会很低。这两个假设都是错的,最后导致了席卷全球的金融危机。

请问D为什么不选呢?感觉也有道理

1 个答案
已采纳答案

袁园_品职助教 · 2021年04月22日

D前半句说房价一直涨是对的。

后面这句Even if something goes wrong, the bank can get through the difficulties through mature financial markets.是不对的,次贷危机不是由于这个原因产生的。