是否可以把Buying a loan可以理解为，接手别的银行放的一笔贷款，你成为放款方。

NO.PZ2016082406000043

Capital Bank is concerned about its counterparty credit exposure to City Bank. Which of the following trades by Capital Bank would increase its credit exposure to City Bank?

I.  Buying a put option from City Bank

II.  Selling a call option to City Bank

III. Selling a forward contract to City Bank

IV. Buying a secondary loan granted to Sunny Inc. from City Bank

选项：

I and II only

I and III only

II and III only

I, III, and IV only

解释：

ANSWER: B

Buying an option or entering a forward contract creates credit exposure because both contracts could move in-the-money. Selling an option, in contrast, does not create exposure. Buying a loan creates exposure to Sunny, not City Bank.

是否可以把Buying a loan可以理解为，接手别的银行放的一笔贷款，你成为放款方。