开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

Dream◡̈ · 2021年01月23日

问一道题:NO.PZ2018062016000006

问题如下:

Lucy believes that after retirement she will need about $2 million totally for her daily expenses. At present, she has $1million investment at a stated annual interest rate of 2.5%. Assuming compounded daily, how long does it take for Lucy to have enough money for retirement life?

选项:

A.

27.73 years

B.

28.07 years

C.

26.48 years

解释:

A is correct.

EAR=(1+0.025/365)365-1=0.02531

$1million*(1+0.02531)N =$2million, N=27.73 years.

老师,请问这种题什么时候用365天,什么时候用360天?谢谢🙏

1 个答案
已采纳答案

星星_品职助教 · 2021年01月23日

同学你好,

转化EAR的计算里全都是365,不会有360的情况。除非题干专门说明(这种情况只是理论上存在),否则直接代入365就可以啦。

Dream◡̈ · 2021年01月23日

谢谢老师!

  • 1

    回答
  • 0

    关注
  • 413

    浏览
相关问题

NO.PZ2018062016000006 问题如下 Lubelieves thafter retirement she will neeabout $2 million totally for her ily expenses. present, she h$1million investment a stateannuinterest rate of 2.5%. Assuming compounily, how long es it take for Luto have enough money for retirement life? A.27.73 years B.28.07 years C.26.48 years A is correct.EAR=(1+0.025/365)365-1=0.02531$1million*(1+0.02531)N =$2million, N=27.73 years. EAR为什么是2.531,不是2.5,这里I/Y为什么需要转换

2023-09-19 22:15 1 · 回答

NO.PZ2018062016000006问题如下Lubelieves thafter retirement she will neeabout $2 million totally for her ily expenses. present, she h$1million investment a stateannuinterest rate of 2.5%. Assuming compounily, how long es it take for Luto have enough money for retirement life?A.27.73 yearsB.28.07 yearsC.26.48 yearsA is correct.EAR=(1+0.025/365)365-1=0.02531$1million*(1+0.02531)N =$2million, N=27.73 years.求问怎么用金融计算器计算~

2023-07-19 16:06 1 · 回答

NO.PZ2018062016000006问题如下 Lubelieves thafter retirement she will neeabout $2 million totally for her ily expenses. present, she h$1million investment a stateannuinterest rate of 2.5%. Assuming compounily, how long es it take for Luto have enough money for retirement life?A.27.73 yearsB.28.07 yearsC.26.48 yearsA is correct.EAR=(1+0.025/365)365-1=0.02531$1million*(1+0.02531)N =$2million, N=27.73 years.请问这题能用试错法计算吗,如果能的话要怎么算,谢谢

2023-06-15 21:50 1 · 回答

NO.PZ2018062016000006 问题如下 Lubelieves thafter retirement she will neeabout $2 million totally for her ily expenses. present, she h$1million investment a stateannuinterest rate of 2.5%. Assuming compounily, how long es it take for Luto have enough money for retirement life? A.27.73 years B.28.07 years C.26.48 years A is correct.EAR=(1+0.025/365)365-1=0.02531$1million*(1+0.02531)N =$2million, N=27.73 years. 为什么FV是-1不是1呢?

2023-06-15 12:23 1 · 回答

NO.PZ2018062016000006 问题如下 Lubelieves thafter retirement she will neeabout $2 million totally for her ily expenses. present, she h$1million investment a stateannuinterest rate of 2.5%. Assuming compounily, how long es it take for Luto have enough money for retirement life? A.27.73 years B.28.07 years C.26.48 years A is correct.EAR=(1+0.025/365)365-1=0.02531$1million*(1+0.02531)N =$2million, N=27.73 years. 同题目,这题我代入FV=2, PV=-1,I/Y=2.5,PMT=0,最后算出来的就是28.07,请问这个思路为什么错了呢?

2023-06-02 15:41 1 · 回答