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和棋 · 2020年10月26日

问一道题:NO.PZ2019052001000007

问题如下:

Enterprise risk management(ERM)is the process of managing all corporation risks within an integrated framework. Which of the following options is not one of the contents of ERM?

选项:

A.

Risk assessment for every project should be centralized.

B.

The planner of the project conducts a preliminary assessment of the project risks.

C.

Regularly assess the performance of each business unit and measure the impact of each business unit on the total risk.

D.

The firm will accept the project only when the project's return is larger than the contribution cost of the project to the firm's total risk.

解释:

A is correct.

考点:Effective ERM的特点

解析:ERM要求的是decentralizing risk management, 是为了保障每个项目的总风险都被项目经理在内部评估中完整的评估出来。集中评估不满足这个目的。

请问D选项是什么意思,还有A选项我不能理解为什么整体是Top-down的过程的ERM却是去中心化的呢?

1 个答案

品职答疑小助手雍 · 2020年10月27日

嗨,努力学习的PZer你好:


D选项简而言之就是要权衡风险收益,风险带来的代价小于收益的项目才会被接受。

A选项如下图:


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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!


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