Hugo(Xie Lanzhi) · 2020年04月15日
问题如下：
The risk assessment questionnaire is mainly to measure：
选项：
A.value at risk.
B.ability to take risk.
C.willingness to take risk.
解释：
C is correct.
The risk attitude is a subjective factor, which is often difficult to measure.
In general, the investment manager uses a psychological questionnaire to assess the customer's willingness to take risks.
为什么不选ability？
丹丹_品职答疑助手 · 2020年04月17日
嗨，从没放弃的小努力你好：
同学你好，关于你的问题，原版书有相关的表述：
The willingness to take risk, or risk attitude, is a more subjective factor based on the client’s psychology and perhaps also his or her current circumstances. Although the list of factors that are related to an individual’s risk attitude remains open to debate, it is believed that some psychological factors, such as personality type, self esteem, and inclination to independent thinking, are correlated with risk attitude. Some individuals are comfortable taking financial and investment risk, whereas others find it distressing. Although there is no single agreed-upon method for measuring risk tolerance, a willingness to take risk may be gauged by discussing risk with the client or by asking the client to complete a psychometric questionnaire
我们在购买银行理财产品的时候，需要填写调查问卷，这些问卷包括问是否有投资经验，对于投资风险怎么理解 以及对于亏损的容忍度，这个就是考查风险的承担意愿。对于客户承担风险的能力，其实完全是由客户的客观状况或者特殊的需求决定，是不需要通过问卷这种比较复杂的形式了解。希望可以帮到你
-------------------------------虽然现在很辛苦，但努力过的感觉真的很好，加油！
丹丹_品职答疑助手 · 2020年04月16日
嗨，爱思考的PZer你好：
同学你好，关于你的问题，原版书有相关的表述：
The willingness to take risk, or risk attitude, is a more subjective factor based on the client’s psychology and perhaps also his or her current circumstances. Although the list of factors that are related to an individual’s risk attitude remains open to debate, it is believed that some psychological factors, such as personality type, self esteem, and inclination to independent thinking, are correlated with risk attitude. Some individuals are comfortable taking financial and investment risk, whereas others find it distressing. Although there is no single agreed-upon method for measuring risk tolerance, a willingness to take risk may be gauged by discussing risk with the client or by asking the client to complete a psychometric questionnaire
我们在购买银行理财产品的时候，需要填写调查问卷，这些问卷包括问是否有投资经验，对于投资风险怎么理解 以及对于亏损的容忍度，这个就是考查风险的承担意愿。对于客户承担风险的能力，其实完全是由客户的客观状况或者特殊的需求决定，是不需要通过问卷这种比较复杂的形式了解。希望可以帮到你
-------------------------------虽然现在很辛苦，但努力过的感觉真的很好，加油！
