问题如下：
The type of life insurance most appropriate for Perrin is:
选项：
A.term.
B.universal.
C.whole life.
解释：
B is correct.
Perrin’s estate distribution plan indicates a need for estate liquidity funded by permanent insurance that can remain in force until his death. Perrin prefers a policy that off?ers a range of investment options. Universal life is thus most appropriate because it is a form of permanent insurance that can remain in force until Perrin’s death and typically has more options for investing the cash value than do whole life policies.
两者都是保终身，为何会选择万能险呢？题干中哪个信息说明要选灵活一点的保费缴纳呢？我的理解是只要保终身不就可以么？
