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一只可爱的猪 · 2020年02月24日

问一道题:NO.PZ2018062016000013 [ CFA I ]

问题如下:

You plan to set a saving account for 7 years which annual discount rate is 4% and compounded annually. Each year $500 cash is transferred into this account. What is the difference of account present value between transferring the cash at the beginning and at the end of each year?

选项:

A.

$500.00

B.

$120.04

C.

$115.42

解释:

B is correct. If the cash is transferred at the beginning, set the calculator in the BGN mode and input data: N=7, I/Y=4, PMT=500, FV=0, then PV=-3121.07. If the cash is transferred at the end, set the calculator in the END mode and input data: N=7, I/Y=4, PMT=500, FV=0, then PV=-3001.03. Therefore, the difference between the two methods is 3121.07-3001.03=$120.04.

这个题目用Cf算npv怎么不对啊
1 个答案

星星_品职助教 · 2020年02月25日

请列示计算过程

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