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卷帘门门主耳东大哥 · 2019年11月12日

问一道题:NO.PZ2019043001000080

问题如下:

Allen Bryant is a risk manager at MorningStar Bank. Recently, he was asked to prepare a risk management report for the Board of the bank. In Bryant's promise, this report covers many of the risks faced by banks. The board decided to make a key risk management decision for the bank based on his report. Bryant also promised that the key information contained in this report will apply to all employees and that this report is easy to understand for all levels of the organization. Bryant intends to send this risk management report to all interested parties on the premise of confidentiality. The Basel Committee has set many effective risk data aggregation and risk reporting principles. Which will Bryant most likely violate?

选项:

A.

Principle 11Distribution.

B.

Principle 7 — Accuracy.

C.

Principle 9Clarity and Usefulness.

D.

Principle 8Comprehensiveness.

解释:

C is correct.

考点:Basel Committee's risk reporting principles

解析:原则9要求风险报告适合(tailored)最终用户(例如董事会,高级管理人员和风险委员会成员),并应协助他们进行健全的风险管理和决策。Bryant的报告并没有专门为董事会特别撰写,因为该报告将适用于所有员工,并且在组织的各个层面都易于理解。

为什么A选项不正确呢?需要把风险报告传递给相关人员呀

1 个答案

orange品职答疑助手 · 2019年11月12日

同学你好,FRM是选最佳选项,这里问Bryant最可能违反那一项原则。他并没有按要求为董事会高管层制定定制化的内容,所以他最明显地违反了原则9,原则9的内容如解析所示