在回答其它同学的问题时，提到风险能力和意愿两者取其低？！难道不是风险能力更决定risk tolerance吗

NO.PZ2021090805000015 问题如下 When Tom anhis investment aisor Johnson scusseinvestment risks, Tom statethhe is morately conservative aninvests most of his assets in securities thhave below-average volatility. Johnson respon \"your wealth manager, I chelp you better unrstananshape your perception of investment risks, whiwill enable you to increase your risk tolerance.Johnson's comments on investment risks are likely to be: A.corre B.incorreregarng risk tolerance. C.incorreregarng risk perception. B is correct. The statement about risk toleranis incorrect. Risk toleranis the level of risk thinviis willing anable to bear, whiis relateto their attitu towar risk. The overall risk toleranof invials is relatively stable anunlikely to change with changes in financimarket contions. In aition, client’s risk toleranfor invigoals mvary; They mhave lower risk toleranfor short-term goals, but higher risk toleranfor long-term goals.A is incorrect. The statement about risk toleranis incorrect. Risk toleranis the level of risk thinviis willing anable to bear, whiis relateto their attitu towar risk. Risk perception is a subjective assessment of the risks involve Unlike risk tolerance, client ' perception of investment risk pen on the specific situation. Wealth managers chelp shape clients' risk perception, but ing so will not increase their risk tolerance.C is incorrect. The statement about risk perception is correct. Risk perception is a subjective assessment of the risks involve anhow client perceive investment risks pen on the specific situation. Wealth managers chelp shape clients' risk perception.B是正确的。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。个人的整体风险承受能力相对稳定，不太可能随着金融市场条件的变化而变化。此外，客户对个人目标的风险承受能力可能会有所不同；他们可能对短期目标的风险承受能力较低，但对长期目标的风险容忍度较高。A不正确。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。风险感知是对所涉及风险的主观评估。与风险承受能力不同，客户对投资风险的感知取决于具体情况。财富经理可以帮助塑造客户的风险认知，但这样做不会提高客户的风险承受能力。C不正确。关于风险感知的说法是正确的。风险感知是对所涉及风险的主观评估，客户如何感知投资的风险取决于具体情况。财富管理师可以帮助塑造客户的风险认知。 那这样的话，为什么要跟客人讲risk perception，如果他的容忍度并不会因此改变

NO.PZ2021090805000015问题如下 When Tom anhis investment aisor Johnson scusseinvestment risks, Tom statethhe is morately conservative aninvests most of his assets in securities thhave below-average volatility. Johnson respon \"your wealth manager, I chelp you better unrstananshape your perception of investment risks, whiwill enable you to increase your risk tolerance.Johnson's comments on investment risks are likely to be: A.correctB.incorreregarng risk tolerance.C.incorreregarng risk perception. B is correct. The statement about risk toleranis incorrect. Risk toleranis the level of risk thinviis willing anable to bear, whiis relateto their attitu towar risk. The overall risk toleranof invials is relatively stable anunlikely to change with changes in financimarket contions. In aition, client’s risk toleranfor invigoals mvary; They mhave lower risk toleranfor short-term goals, but higher risk toleranfor long-term goals.A is incorrect. The statement about risk toleranis incorrect. Risk toleranis the level of risk thinviis willing anable to bear, whiis relateto their attitu towar risk. Risk perception is a subjective assessment of the risks involve Unlike risk tolerance, client ' perception of investment risk pen on the specific situation. Wealth managers chelp shape clients' risk perception, but ing so will not increase their risk tolerance.C is incorrect. The statement about risk perception is correct. Risk perception is a subjective assessment of the risks involve anhow client perceive investment risks pen on the specific situation. Wealth managers chelp shape clients' risk perception.B是正确的。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。个人的整体风险承受能力相对稳定，不太可能随着金融市场条件的变化而变化。此外，客户对个人目标的风险承受能力可能会有所不同；他们可能对短期目标的风险承受能力较低，但对长期目标的风险容忍度较高。A不正确。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。风险感知是对所涉及风险的主观评估。与风险承受能力不同，客户对投资风险的感知取决于具体情况。财富经理可以帮助塑造客户的风险认知，但这样做不会提高客户的风险承受能力。C不正确。关于风险感知的说法是正确的。风险感知是对所涉及风险的主观评估，客户如何感知投资的风险取决于具体情况。财富管理师可以帮助塑造客户的风险认知。 风险承受能力是主客观的结合 客观改变不了 主观上认识到了可以更激进一点 难道不会提高risk tolerance吗

NO.PZ2021090805000015 问题如下 When Tom anhis investment aisor Johnson scusseinvestment risks, Tom statethhe is morately conservative aninvests most of his assets in securities thhave below-average volatility. Johnson respon \"your wealth manager, I chelp you better unrstananshape your perception of investment risks, whiwill enable you to increase your risk tolerance.Johnson's comments on investment risks are likely to be: A.corre B.incorreregarng risk tolerance. C.incorreregarng risk perception. B is correct. The statement about risk toleranis incorrect. Risk toleranis the level of risk thinviis willing anable to bear, whiis relateto their attitu towar risk. The overall risk toleranof invials is relatively stable anunlikely to change with changes in financimarket contions. In aition, client’s risk toleranfor invigoals mvary; They mhave lower risk toleranfor short-term goals, but higher risk toleranfor long-term goals.A is incorrect. The statement about risk toleranis incorrect. Risk toleranis the level of risk thinviis willing anable to bear, whiis relateto their attitu towar risk. Risk perception is a subjective assessment of the risks involve Unlike risk tolerance, client ' perception of investment risk pen on the specific situation. Wealth managers chelp shape clients' risk perception, but ing so will not increase their risk tolerance.C is incorrect. The statement about risk perception is correct. Risk perception is a subjective assessment of the risks involve anhow client perceive investment risks pen on the specific situation. Wealth managers chelp shape clients' risk perception.B是正确的。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。个人的整体风险承受能力相对稳定，不太可能随着金融市场条件的变化而变化。此外，客户对个人目标的风险承受能力可能会有所不同；他们可能对短期目标的风险承受能力较低，但对长期目标的风险容忍度较高。A不正确。关于风险承受能力的说法是错误的。风险承受能力是个人愿意和能够承担的风险水平，与个人对风险的态度有关。风险感知是对所涉及风险的主观评估。与风险承受能力不同，客户对投资风险的感知取决于具体情况。财富经理可以帮助塑造客户的风险认知，但这样做不会提高客户的风险承受能力。C不正确。关于风险感知的说法是正确的。风险感知是对所涉及风险的主观评估，客户如何感知投资的风险取决于具体情况。财富管理师可以帮助塑造客户的风险认知。 No.PZ2021090805000015 (选择题)