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NO.PZ202410180200002302 问题如下 Intify anscuss least one important missing component of Cree’s financibackgrounnecessary to preparing the IPS Two potentially important missing pieces of Cree's financibackgrounneeto prepare the IPS are the following: 1. The financibackgrounomits the tstatus (i.e., taxable versus tferre of the portfolio. the taxation of the portfolio will have a significant impaon the after-treturn performannecessary to concapitsufficienanalysis, this is a vitally important aspethnee to incluin the IPS. 2. Another financifactor omittefrom the financibackgrounscussion is whether Cree's employment provis a pension anthe expecteamount of pension income. Future pension income mprovi important component with respeto Cree's financibackgrounin the IPS 这题考点在讲义哪里？

NO.PZ202410180200002302 问题如下 Henlopen McZhis a private wealth manager anis meeting with a new client, NescopeCree, to pla wealth management strategy. To begin this meeting, McZhseeks aitionbackgrouninformation from Cree necessary part of preparing the IPS. McZhlearns thCree is 45 years olanis marriewith three chilen (ages 8, 5, an1). Cree is currently employeattorney with annusalary of EUR300,000. Cree hseverspecific financigoals thhe wishes to achieve in the future but hno particulreturn objective for his portfolio currently valueEUR2,500,000. Because he hbeen investing for 20 years, Cree is comfortable with morate levels of market volatility. His employment provis for his current expenses, so Cree’s liquity requirements are minimal. Cree prefers to have his environmentansociconcerns reflectein his investment choices. McZhthen focuses on Cree’s financigoals. Cree plans to retire in 17 years anexpects to neeEUR200,000 per yeon inflation-austebasis to funa sireretirement lifestyle for himself anhis spouse. However, he is also concerneabout how increasing mecexpenses might affehis portfolio’s ability to funtheir retirement. a potentisolution to this concern, Cree hopes to purchase apartment builng within the next three years anuse the rentincome from this investment property to help funmecexpenses ring retirement. Cree wants to fununiversity expenses for his three chilen, with the first payment starting in 10 years ancontinuing for 12–15 years. Cree’s wife enjoys nating to philanthropic causes. She currently nates EUR10,000 per year, but the time Cree retires, she hopes to increase this amount to EUR30,000 per year. Cree collects antique furniture anbuets EUR15,000 per yefor aitions to his collection. He mentions ththis year’s antique purchase will his next large expense ancurrently hthe highest priority of all his goals. McZhcontinues the scussion with Cree in orr to evaluate his gree of risk tolerance. Cree consirs retirement a long-term goanis willing to enre a 10% op in expecteretirement spenng. However, he is very concernewith having sufficient fun to cover mecexpenses anviews purchasing investment property a sourof stable income to cover these expenses, so it is very important to him to purchase the builng Intify anscuss least one important missing component of Cree’s financibackgrounnecessary to preparing the IPS Two potentially important missing pieces of Cree's financibackgrounneeto prepare the IPS are the following: 1. The financibackgrounomits the tstatus (i.e., taxable versus tferre of the portfolio. the taxation of the portfolio will have a significant impaon the after-treturn performannecessary to concapitsufficienanalysis, this is a vitally important aspethnee to incluin the IPS. 2. Another financifactor omittefrom the financibackgrounscussion is whether Cree's employment provis a pension anthe expecteamount of pension income. Future pension income mprovi important component with respeto Cree's financibackgrounin the IPS Persontstatus is missing inclung whether the tis accruor ferral. Also the personpension status is not mentionewhether the employee provi him a or pension plan.

NO.PZ202410180200002302 问题如下 Intify anscuss least one important missing component of Cree’s financibackgrounnecessary to preparing the IPS Two potentially important missing pieces of Cree's financibackgrounneeto prepare the IPS are the following: 1. The financibackgrounomits the tstatus (i.e., taxable versus tferre of the portfolio. the taxation of the portfolio will have a significant impaon the after-treturn performannecessary to concapitsufficienanalysis, this is a vitally important aspethnee to incluin the IPS. 2. Another financifactor omittefrom the financibackgrounscussion is whether Cree's employment provis a pension anthe expecteamount of pension income. Future pension income mprovi important component with respeto Cree's financibackgrounin the IPS The relevant tjuriscaiton like where his income ancapitgains are taxeHis financiannon-financiassets are not managethe wealth manager.