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Carolyne · 2025年06月01日

不懂

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NO.PZ202501060100008404

问题如下:

Should Thompson hold tax-exempt bonds? If so, in which account?

选项:

A.

He should not hold them

B.

He should hold them in the taxable account

C.

He should hold them in the tax-deferred account

解释:

B is correct. In the taxable account, the after-tax return of tax-exempt bonds (4.0%) is higher than that of taxable bonds (3.6%). Since the total bond allocation exceeds the amount that can be held in the tax-deferred account, the remaining bond allocation should be placed in the taxable account to improve the overall after-tax return.

看不懂答案。麻烦讲一下。

请问 为什么题目已知的资产和表格里列出来的资产不一致?以哪个为准。比如说 在taxable 帐户里有1.5 m,但表格里列出很多,远超过1.5。什么意思。

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