NO.PZ2020011901000024
问题如下:
What two activities of life insurance companies have opposite exposures to longevity risk?
选项:
A.Term life insurance and whole life insurance
Term life insurance and endowment life insurance
Whole life insurance and annuities
None of the above
解释:
C. Most forms of life insurance have mortality risk (i.e., the risk that policyholders will die earlier than expected). Annuities have longevity risk (i.e., the risk that policyholders will live longer than expected).
请老师详细解答一下这道题,whole life insurance的风险不应该是Mortality risk吗?谢谢