NO.PZ202410180200003501
问题如下：
Which of the following investments would be most appropriate for Sili during the beginning years of her career?
选项：
A.Technology equity funds
Lower-risk equity funds and fixed-income funds
Fixed-income funds
解释：
The correct answer is B. In her early career stage, the value of Sili's human capital is significant, and she plans to begin building financial capital. Her option position in her employer's stock creates an undiversified equity position, and her early-career stage in a high-income job suggests that she would benefit from additional equity exposure as long as it provides diversification relative to her employer's stock. Because of the start-up nature of her new employer, her compensation is riskier, implying that she may benefit from some fixed-income exposure. A is incorrect because this investment would ensure that Sili's financial capital is quite high risk, thus not providing much diversification to her employment compensation. C is incorrect because of her early career stage. The diversification benefit of fixed-income investments ignores the potential for adding some additional equity exposure, as the value of her human capital is very high and she is able to take reasonable amounts of investment risk.
2个工作人员，1个刚工作，1个工作了一段时间，刚工作的承受风险能力没有工作了一段时间的强，所以刚工作的投资风险更低的资产，这里为啥不选fixed income