NO.PZ202410180200002503
问题如下：
Val Sili, age 22, has just graduated from university and begins making ambitious plans for her future. She has accepted a position as a data science analyst in a start-up company starting next month. Her starting annual salary is USD96,000 per year (after tax), and as part of her compensation, will also receive stock options in the company annually worth USD50,000. She expects to be able to set aside 25% of her after-tax salary into investments in a taxable account while also maximizing her investment contributions to a defined-contribution account. Sili believes that by the age of 28, she will be earning several times more than her starting salary at the age of 22. She further believes that she will have realized a payoff from her company stock options of at least USD5 million and plans to use her option proceeds to purchase real estate and make selected investments in other start-up ventures. She expects the value of her financial assets to be approximately USD300,000. By the age of 35, Sili is expecting to be a top executive at a technology firm, with personal investable net worth in excess of USD20 million and a net worth of at least USD100 million. Between the ages of 35 and 40, Sili expects to have gained sufficient experience and access to financial capital to start her own technology company, with an initial public offering several years later that will generate a payoff of at least USD1 billion. After serving as chair and CEO of the company for two years while it transitions to being a public company, Sili plans to retire from life as a technology company senior executive. She plans to live a relatively minimalist lifestyle financially in retirement while using her vast wealth to invest in young technology startups and provide advisory services for startup managers. As her abilities to provide such services decline, she plans to gradually donate her wealth to fund endowments to nonprofit scientific organizations devoted to solving important world problems with a specific focus on targeted investments in countries with high Gini coefficients
Explain the assumptions that Sili is making regarding the change in her wealth between the ages of 28 and 35.
选项：
解释：
the most important assumption that Sili is making reflects a belief that one or more of the start-up ventures in which she invests will become quite valuable, but these investments will not yet be liquid during this seven-year time frame. The value of these business interests will account for the USD80 million difference between Sili's net worth and investible net worth. A second assumption is that the value of Sili's financial assets will continue to grow significantly during the stated time period in order for investible net worth to reach USD20 million. A secondary assumption that Sili may be making is that the equity in her real estate assets increases in value significantly.
原答案是这么写的“A second assumption is that the value of Sili's financial assets will continue to grow significantly during the stated time period in order for investible net worth to reach USD20 million. A secondary assumption that Sili may be making is that the equity in her real estate assets increases in value significantly.”
但是RE难道不应该是非流动资产吗？就不应该被包含进investible net worth了吧？
