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lehrwang · 2024年11月02日

关于目标的量化和排序

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NO.PZ202410180200002304

问题如下:

Identify and discuss two areas in which Cree needs to improve goal quantification.

解释:

Cree has neglected to quantify goals related to 1. His children's university expenses, and

2. The scope of the planned apartment building purchase. Given Cree's goal of funding university expenses for his three children beginning in 10 years, these amounts may compete for funds with his planned retirement in 17 years. By better quantifying amounts expected, McZhao can help determine whether the education-funding goal is consistent with the retirement-funding goal.

The apartment building purchase presents a short-term financial need in that Cree must budget for how much he is willing to spend on the building, and furthermore, the amount of future rental income that will be available from the purchased building (along with budgeted expenses to maintain the building). A specific plan will assist Cree in assessing whether the building purchase will be consistent with the longer-term goals of funding retirement and his children's education.

是不是只有计划的目标才会进行量化排序和调整?

1 个答案

费费_品职助教 · 2024年11月04日

嗨,从没放弃的小努力你好:


同学你好

是的,一般会给一些计划目标,但可能缺失具体金额,需要我们去量化;排序的话一般是通过客户的表述来判断,比如客户说一定要给孩子买房,自己可以接受任何程度的退休生活,那么买房的优先级就高于退休生活支出;调整的话,说明客户的经济情况或生活发生了重大改变,具体通过题干来判断。

而Unplanned goals本身就比较难量化,并且发生的时间是不确定的,也不一定发生,所以很难去进行排序和调整。

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