NO.2018110601000028

NO.PZ2018110601000028问题如下 Chris hol $50,000, this 25% of his financiassets in cash to support his ughter who is the first yeof university ecation. The remaining part is 50% equity/50%bon. e to the acamic achievement, his ughter receives the full university scholarship. In this case, his portfolio manager most likely recommen Chris to: crease the weights of cash in his asset allocation crease the weights of bon in his asset allocation crease the weights of equities in his asset allocation A is correct. 考点：Revising the Strategic Asset Allocation 解析：教育费用对于Chris来说是一笔负债。这笔负债需要流动性比较强的资产来覆盖，所以之前Chris手上25%的资产都是现金。但是，当他的女儿获得奖学金之后，这笔负债就相当于结清了，手上就不需要这么多现金，所以基金经理应当建议Chris减少配置中现金的占比。 为什么不选减少手上bon的比例？现在女儿有奖学金了，可以投资aggressive一些了；cash一个人手上多少都要留一些吧？