NO.PZ2023052301000097
问题如下：
Which of the following would most likely increase balloon risk for a commercial mortgage loan that is maturing?
选项：
A.High DSCR
Low LTV ratio
Lack of property buyers in market
解释：
The correct answer is C. A lack of property buyers in the market will make it challenging for a borrower to sell a property to generate sufficient funds to pay off the outstanding principal balance. A is incorrect because a high DSCR would reduce the balloon risk. B is incorrect because a low LTV ratio would also reduce the balloon risk of a maturing loan.
市场上缺乏买家，这是一个不利因素，借款人出售房产以获得足够的资金就会变得困难，会增加balloon risk。
为什么会增加balloon risk，balloon risk是什么risk？
