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RyanR · 2024年02月05日

操作风险现在不是也归在financial risk里面了吗

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问题如下:

Which of the following risks is best described as a financial risk?

选项:

A.

Credit

B.

Solvency

C.

Operational

解释:

A  is correct.

A financial risk originates from the financial markets. Credit risk is one of three financial risks identified in the reading: Credit risk is the chance of loss due to an outside party defaulting on an obligation. Solvency risk depends at least in part on factors internal to the organization and operational risk is an internal risk arising from the people and processes within the organization.

很容易能选出来A。,只是在遇到这个题的会有点困惑,对于这个知识点掌握的也不是很熟练。操作风险算不算金融风险啊。。

1 个答案

Kiko_品职助教 · 2024年02月07日

嗨,努力学习的PZer你好:


在基础班176页,操作风险属于是非金融风险。financial risk下主要包括三个:market risk, credit risk和liquidity risk。其余的各种都属于non-financial risk。按照这个框架逐级区分即可。

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