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RyanR · 2024年02月05日

感觉ABC都行呢

NO.PZ2018101901000016

问题如下:

Which strategy would best mitigate or prevent endowment bias?

选项:

A.

Actively seeking out information that challenges existing beliefs

B.

When new information is presented, asking “How does this information change my forecast?”

C.

Asking “Would you buy this security today at the current price?”

解释:

C is correct.

Endowment bias refers to people attributing additional, unwarranted value to things they possess versus things they do not. This bias is evident in FMPs that systematically and materially overvalue securities in their portfolio versus securities not in their portfolio. The question “Would you buy this security today at the current price?” turns the investor’s attention to assessing the reasonableness of the current price as a buy price rather than solely as a selling price.

endowment就是我会对我有的 增加一些value。


A就是通过一些新的信息来挑战我的观点呀,

B就是 有信息了,我要看一下 我是不是要调整一下预期,也就可以更理性的改变我的asset allocation了

C就是 我再清醒的认识一下 这个值不值这么多钱。。


感觉都能说通呢。我笔记里面记的endowment是需要proper asset allocation。。感觉三个都符合

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Kiko_品职助教 · 2024年02月13日

嗨,从没放弃的小努力你好:


你说的对,其实本来这些bias都有一些交叉点的,确实考试容易错,但是我们通常就是选择最直接的,而不是还要再强加一些关于怎么分析这些,比如这道题,C的说法其实非常直接的表明其实就是为了避免endowment bias的,就是问自己到底是不是对自己拥有的赋予了一些强加的情感价值,这个应该是没有异议的,至于是要通过一些分析或者说怎么分析然后这些分析体现出来什么bias,这都是我们强加给这道题的多余部分。

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

RyanR · 2024年02月14日

谢谢老师 能多理解一点了,,

Kiko_品职助教 · 2024年02月16日

嗨,爱思考的PZer你好:


不客气~加油~

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加油吧,让我们一起遇见更好的自己!

Kiko_品职助教 · 2024年02月07日

嗨,从没放弃的小努力你好:


 endowment bias指的是人们把额外的、不合理的价值归因于他们拥有的东西。这种偏见在fmp中很明显,他们高估了股票价值。所以说如果是问"你会以当前价格买这个股票吗?“重新认识一下是否被高估,这是最符合的。

AB是用于客服confirmation bias的, 跟endoment bias 没关系



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努力的时光都是限量版,加油!

RyanR · 2024年02月08日

抱歉老师 还是有点不能理解。 按照c的说法 我再问问我自己值不值,那我肯定是要通过一些分析 才能叫清醒的判断对吧。那分析的过程不就是A和B吗,寻找一些新的信息,特别是和我现有认知不一样的,或者是根据新的信息 我是不是要判断 我的预期对不对。。 我知道AB肯定是 用于confirmation bias的,但是这些bias之间本来就有一些交叉点,我觉得都能说通,所以考试遇到了大概率就得错了。。

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