NO.PZ2023101601000152
问题如下:
A bank is considering the
acquisition of a smaller rival bank. As part of due diligence, a risk manager
is investigating claims that the target bank had engaged in “predatory lending”
during the housing bubble. Which of the following behaviors is evidence that
predatory lending took place?
选项:
A.Granting
an Alt-A loan based on unverified income and employment.
Inducing
a borrower to refinance repeatedly in order to collect fees.
Steering
borrowers into prime loans when they could only qualify for subprime loans.
Concealing
the true identity of the borrower from the lender.
解释:
No.PZ2023101601000152 (选择题) 请分别讲下4个选项 谢谢谢谢!