NO.PZ2020042003000103
问题如下:
The following statements are about the
legal reserves, which of the following statements is wrong?
选项:
A. If total legal reserves held
are greater than required reserves, the institution has excess reserves. Invest
any excess reserves to earn additional income.
If calculated required
reserve figure exceeds total legal reserves held, the bank has a reserve
deficit. Cover this deficit by acquiring additional legal reserves.
Maintain
that required legal reserve on deposit with the Federal Reserve bank (less the
amount of daily average vault cash held), on average, over a 14-day period
stretching from a Thursday through a Wednesday (maintenance period).
Daily average amount of deposits and other reservable liabilities are computed using information gathered over a 1-week period stretching from a Tuesday through a Monday a week later (Reserve computation period).
解释:
考点:对Legal Reserves and Money Position
Management的理解
答案:D
解析:
选项D错误,应该是2-week
period。选项D改成正确的表述后为:
Maintain that required legal reserve on
deposit with the Federal Reserve bank (less the amount of daily average vault
cash held), on average, over a 14-day period stretching from a Thursday through
a Wednesday (maintenance period).
老师这道题选D,后面更改的解析不就是C的描述吗