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🎉丁驿涵 ꋠꀎꏂꏂꂚꋬ🎉 · 2023年04月22日

pmt用正的算出pv是17117 正负号不同结果不一样呢 为啥pmt是流出呢

NO.PZ2015120604000009

问题如下:

An investor purchased an annuity many years ago, he will receive $1,200 per year at the end of each of the next 40 years from this annuity. If the interest rate is supposed to be 7%, the present value of the cashflows the investor will receive is closest to:

选项:

A.

$15,998.

B.

$17,193.

C.

$239,662.

解释:

A is correct.

N = 40; I/Y = 7; PMT = -1,200; FV = 0; CPT PV = $15,998.05

pmt用正的算出pv是17117 正负号不同结果不一样呢 为啥pmt是流出呢

1 个答案

星星_品职助教 · 2023年04月23日

同学你好,

PMT可以设为正值。如果用N = 40; I/Y = 7; FV = 0;只是PMT此时为+1,200来计算,则CPT PV = -15,998.0506,结果是一样的。

符号只代表方向,即在本题里只是说明PMT和PV的方向相反,不会影响最终的绝对值结果。