An investor purchased an annuity many years ago. The first payment of the annuity is to be received today. Assume the payment of the annuity is $5,000 constanly , the period the payment is 20 years. and the discount rate is 12%, calculate the today' value of the annuity:
您的回答A, 正确答案是: C
A
不正确$37,347.
B
$403,493.
C
$41,829.
Under the BGN mode.
N = 20; PMT = -5,000; I/Y =12; FV = 0; CPT PV = 41,828.89.
PMT为什么要用-5000
The first payment of the annuity is to be received today. 这句话在题干中什么意思,最先一笔年金于今天收到???