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开泰-王飞 · 2022年08月15日

这句话没理解

NO.PZ2022052301000019

问题如下:

Weaver explains that instead of basing its assumptions on idealized behavior, behavioral finance bases them on observed behavior. She recounts an instance when an elderly client asked her to realize losses in her portfolio to offset taxable realized gains. However, the very next day the same client called her in a panic to ask why her cash balance was so high.

What behavior has Weaver’s elderly client most likely exhibited?

选项:

A.

Emotional bias

B.

Behavioral Finance Macro (BFMA)

C.

Cognitive error

解释:

Behavioral biases can be categorized as either cognitive errors or emotional biases. Cognitive errors stem from basic statistical, information-processing, or memory errors and are considered to result from faulty thinking.

Weaver’s elderly client has exhibited a cognitive error: an information-processing or memory error regarding the losses that were taken to eliminate taxable realized gains which resulted in a higher than normal cash balance.

She recounts an instance when an elderly client asked her to realize losses in her portfolio to offset taxable realized gains. However, the very next day the same client called her in a panic to ask why her cash balance was so high.

1 个答案

王琛_品职助教 · 2022年08月16日

嗨,从没放弃的小努力你好:


这道题完整的解题思路,及备考建议,我之前刚好总结过,请同学先参考一下:https://class.pzacademy.com/qa/103153

如果同学还有疑问,可以追问或者评论,我再回答同学后续的问题哈

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就算太阳没有迎着我们而来,我们正在朝着它而去,加油!

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2022-08-01 13:24 1 · 回答

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